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Dental Insurance

 

 

 

Dental Insurance is offered through Blue Cross Blue Shield of Alabama.
You and your dependents are eligible for coverage within one month of hire date.  Premiums are paid by employee (rates listed below).
For information concerning enrollment, cancellation, or address and name changes please contact the HR Department directly at (205)348-4567.

Open Enrollment is annually in November for the UA System Office.  Further information is provided by the HR Department concerning open enrollment dates.

 

* IMPORTANT NOTE ABOUT THE NETWORK

Blue Cross and Blue Shield of Alabama’s Dental Network is a statewide dental network.  There are currently more than 1,410 dentists (approximately 78% of the dentists in Alabama) who have joined this program. Payments for covered services provided by out-of-network dentists in Alabama will be made according to the dental network fee schedule at the same level as in-network services. Participants using an out-of-network dentist may be responsible for the difference between the Blue Cross payment and the dentist’s charge (plus any deductible and coinsurance). Participants using an out-of-network dentist may also have to file the claim if the dentist’s office will not.

In order for participants to maximize their dental benefit, it is important that participants choose a preferred dental provider in the Blue Cross Network of Preferred Providers (see link below).

 

For a complete summary of all Basic and Comprehensive Plan Provisions and Premium Rates, select from the links below:

 

Employee Premium Rates

 

Basic Dental Plan Summary

 

Basic Dental Plan Description

 

Comprehensive Dental Plan Summary

 

Comprehensive Dental Plan Description

 

Find a Blue Cross Network Dental Provider

 

Enrollment Application  (Please Contact HR Dept for Enrollment)

 

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